Who is Budget Health Check best suited for?

Any person who is looking for a very simple, quick and easy to use tool to manage their day to day budgeting to reach their goals. The good news is that you won’t be spending hours trying to work out your budget. Within 10 mins a month, you will be able to plan your actionable strategy creating, peace of mine, re-assurance and reduce your stress.

We’re certainly not here to complicate budgeting even more for you. If you wish to budget your money to the cent or want to reconcile your bank statements to your day to day budget to be cent perfect, Budget Health Check may not be the right system for you.

Everything we do is tailored to making budgeting your money experience as straightforward as possible along with giving you Empowering Education along the way Our primary goal is to give you everything you require in order to empowering you to make great decisions about your money whilst being quick, simple and easy as we can possibly make it.

Whether you want to create your monthly action plan in under 10 minutes a month or jump in regularly to update it, the choice is completely up to you.

I find budgeting is boring or I don’t have a goal to reach?

That’s ok! Budget Health Check works well to help you to achieve your goals, but it is also a very simple, quick way to manage your day to day money.

Budgeting can be boring, especially when it takes a lot of time or effort to do. With Budget Health Check you will have peace of mind and reassurance about your monthly budget in less than 10 mins. You’ll also receive Education via videos, guides, worksheets, training etc. So even if you have your budget under control, the feedback we’ve had is that these extras are extremely beneficial.

Can I custom my own labels or names?

Yes. The budget planner tool is completely customisable to your needs. Any label is free type whether you want to name something like “Holiday Savings” or “Treats for my Dog” you get to choose what it is called.

How Do I Start?

Simply register and your new account will be created and you can get started immediately. Check out the page “How it Works” for more information. When you register, you are taken to a short explainer video showing you exactly how to use the system so you can obtain the maximum benefit right from the start.

What should I do before starting to create my budget?

Have a general idea on how much income you receive and what your expenses are.

Your income and expenses will be entered through a series of simple questions when you first register. The system then automatically creates your personalised budget template for you. Don’t worry if you make a mistake or forget something, the planner is fully customisable later so if you change income sources or need to add, delete or modify expenses, all this can be done through the account settings.

We do think it’s a smart idea to review your bank statements for the last 3 or 6 months to get averages of what you have been spending and where. This way you can work off accurate numbers based on your historical data. However, it is not necessary to do this.

Do I have to link to my bank account or give you access to my bank?

Absolutely Not! We do not want to complicate maintaining a budget or invade your personal privacy. For this reason, your bank statements are never required.

Can I budget month to month or annually?

Budget Health Check is designed to budget month to month. The reason for this is that so many things can change over the course of a year. The system allows you to progress towards your long term goals whilst keeping your focus in the present and stop you from becoming overwhelmed. The system also has a roll over feature which means that you won’t have to enter all your information again each month.

Another benefit of the system is that because it is month to month, if something changes this month such as employment, a new bill or expense or something is finalised – it can be updated even if you are part way through the month.

Do I have to wait to get paid to start?

Don’t wait! Get started now because you can start planning out your monthly budget and modify later if it’s required.

Can’t I just use paper or spreadsheets?

Of course you can! If you want to save time and keep it simple, Budget Health Check provides you with an online solution so you can toss out your paperwork and/or spreadsheets and keep everything together in one easy solution, plus you get all the extra benefits. All it takes is 10 minutes a month.

How can I find out what information you hold about me?

We take your privacy very seriously. You can read our Privacy Policy. We never ask for any of your personal banking details or detailed personal information. We only hold your name, email address. You are also welcome to contact us for more information.